Andra Kujira(アンドラ・くじら) from Toushin Toshi II(闘神都市Ⅱ)/Tournament of the Gods: Title Match OVA character lora.

Trigger words:

ToushinToshiIIAndraKujira, 1990s (style), retro artstyle, bow frilled white bra, bow frilled white panties, glasses, underwear only, socks, wristband,

Negative prompts: black underwear,

The underwear doesn't really work, not enough screenshots, but you could add "white wristband, white socks," to help with it.